When I told them to call AHL and figure it out I was told Thats not our job sir. With no notice. At some time after that, Fleming was unable to make monthly payments and defaulted on the loan. The people lied to us saying they represent a bank and we are to call the bank about our mortgage. to get the check sent in my name only. No one call tell me anything over the phone..I did try BK but only for just under 1 year b/c date of court filing us too OLD! ialso pays to do a ferinzic audit .i did now i can sue them all. . They said they would modify the agreement but only sent forms and saying they were sent and they were. Looking at other comments I dont think they have helped any one. From refusing to give me copies of my loan and paperwork stating they own my loan to reporting to the credit bureaus that i had modified with them when i was trying to get refinanced because they were playing stupid games with their modifications putting my payments on hold and charging me interest and fees that they couldnt explain while holding my payments unapplied. They will not take our home! I believe that SPS wishes to foreclose on the house, instead of allowing for the agreed to Short Sale. [Extreme, dont you think?]. We got different answers to the same questions. May 24, 2022) The fact pattern sounds like something out of Gulliver's travels. Our payments went up 800 a month by the time we lost the house. I didnt think you could raise a mortgage every month, even if Im late paying it. They are in their mid 80s on social security. are staring down a proposed class action that alleges the companies engaged in abusive collection activities concerning a New York consumer's mortgage loan. If anyone can help, please contact me at lynn_sousa@yahoo.com. They do nothing to help besides deny all allegations, force place insurance and use foreclosure mill attorneys to submit fraud to the courts to steal homes. Once they saw we were trying to refinance our loan they changed our status at the Tax Office to say we already had it as an Equity Loan. These actions are in violation of RESPA, TILA, however, sometimes, they may also trigger other consumer laws, like [UDAAP, the ECOA REG.B and the FDCPA], among other consumer protection Laws Governed by Mortgage Servicing Rules. the loan modification came with a ballon payment of 90k in 20 years. I have evidence that SPS had deceived hundreds of thousands of homeowners across the United States, and in the process, it may had also defrauded the U.S. Treasury Department by Misreporting and misusing, wasting TARP Funds. They try to scam you on the loan modifications also. If they forgave $30,000 $100,000 or MORE and it was NOT beneficial to you, the homeowner They received at least DOUBLE of what they had forgiven you under the Settlement. 4, 2019). It has been nothing but a nightmare, since they took over mt mortgage a few years ago. If it is NOT.. Select Portfolio Servicing is an associate firm of Perkins Coie, one of the largest legal consultancies in the United States. They make it so hard to gather information that it is hard to know what to do. I want to be added violation on modification terms and raised of escrow accounts with justification causing over charges on escrow accounts, I need help regarding SPS. Published by New York State Law Reporting Bureau pursuant to Judiciary Law 431. . Pay extra for the privilege of deciding how much to pay them or let them empty my bank account every month since its free. This company for real needs investigated. They refuse to work with you, they increase your notes higher to make sure you fail. TARP Funds [See. SPS said they would not accept any more payments and charged off the loan. Ive been disputing this for almost 2 years now. Dr.chayobriggs. The complaint thus claims that Select tried to collect on the loan while the bankruptcy discharge injunction and automatic stay were in effect. Someone PLEASE CONTACT ME. Please add me to any lawsuit against SPS. My SPS mobile app is a fast, secure way to manage your mortgage account 24/7. This company is horrible. I dont understand how that helps me when I used the money to fix my property, so where do they think I have the balloon payment they are requesting. Worst company to deal with and will not work with you at all. Managed a team of 12 staff and was responsible for recruitment, training, performance, supervision and quarterly reviews. What and who do I need to contact. The company is now asking for 2 Proofs of Occupancy. Therefore, they owe an additional $16,000. I definitely believe they are fraudulant and they are illegally trying tot take my home. SPS has charged off as well but keeps charging me monthly charges and harasses me multiple times daily . My husband n I have be cheated out of refinancing n I have not filled any request for our equity that we shoud bolt up over these 19 year weve owned made our payment it went from champion mortgage to h s b c then beneficial to this s p s n no one has informed me personally about any law suit or anything n I would like to know how someone signs I up online with out your pemiison ???? Statements are regularly sent to homeowners using the letterhead of a designated company who is claimed to be a servicer. A link to creating an account may be found here: https://topclassactions.com/signup/. I call SPS and they tell me they will send me the paperwork and never do. Since the purchase of my loan in 2013 it has been a complete nightmare. I called back to make the rest and they told me i owed the whole payment that the $500 i paid went to my principal and they do not accept partial payments. I have been trying to get somewhere with them for over 9 months and getting no where. ALSO I HAVE A HUGE DOG IN THIS FIGHT WITH THE US DEPARTMEMT OF JUSTICE THROWING THEIR UNPOLITICAL DOG IN WITH MINE. I wish There was some way to get back at this company. What Crooks & Liars! The Settlement simply allowed the Investment Company not to fall into the DOJs black List, like BOA and Wells Fargo did. Thank you, I would like to get in on this class action lawsuit. Count me in the class acton as well. i am broken hearted at thought of losing my home with my disabled child. This company is horrible. For them to do so is FRAUD and they can be sued for it!! Im behind on my mortgage because they keep raising it. I Dad had insurance on the home with his payment and it was cashed in. That Tip #2. the mortgage is 760 and the taxes 1166. i have tried for year s to modify. At. Recently we were on a payment plan for our taxes 1/2 Miv and 1/2 June. By submitting your comment and contact information, you agree to receive marketing emails from Top Class Actions regarding this and/or similar lawsuits or settlements, and/or to be contacted by an attorney or law firm to discuss the details of your potential case at no charge to you if you qualify. This company does not follow any federal consumer laws. They stay in house. Feb 13 2019 09:11 AM A class action has been brought in the Eastern District of New York against defendant Select Portfolio Servicing, Inc., ("SPS"), a servicing agent for residential mortgage loans, unlawful and deceptive acts, practices and misconduct in connection with the ownership and servicing of residential mortgage loans, including, but not limited to the Guess what? I am so stressed out over this. I would also like to add my name to any class action lawsuit against SPS. Fake documents filed at the registry of deeds and they have NO accounting of any previous payments and try to foreclosure on homes they did not have rights to! NOT. Are there other home owners withe the same issues..please contact me so we can fight back, We are going through the same thing with our home. There may be more reports for "select portfolio servicing" For more results perform a general search for "select portfolio servicing" . that I was not being charged PMII proceeded to pay on time in advance of receiving bills and more than the minimum payment. also brought charges of money laundering against H.S.B.C. Does anyone have any suggestions on how I can get my name of the Deed? This is so incredibly cruel, underhanded and frustrating . I am fighting them with no attorney. As an elderly homeowner,Bank of America threw me to the SPS wolves after I sued them and found a huge error in their accounting. You must contact the Learn more about the cookies we use. I want a significant amount of money for restitution because of what this company did to myself , my family and friends and by God I have thrown my dog in this fight and I dont back down from a discriminating , unethical and immoral company called SPS PORTFOLIO AND JOIN ME BECAUSE I HAVE A BIG BAD MEAN DOG IN THIS FIGHT . After you send a pile of paperwork, they start sending you a pile of generic letters stating the same thing. They wont stop running up more fees and this has been going on for 3 years!!!! I wrote to them and they havent responded. This company sets people up for failure! Then in 2022 they charged me for two homeoeners insurance policies I did get most of the money back from the insurance Companies but SPS refuses to pay me all the internet accrued from these policies as I just got the money recently back Theres more too that they have charged me erroneously for, Quiero unirme a la demanda de clase, en Puerto Rico hicieron lo mismo, aumento de pagos mensuales sin causa, querer imponer seguro sobre el valor de la propiedad y no desglosan deuda real. I am sorry for all that you have been through, reading the comments each had made, it is sad that this is permitted in our Nation. If there is a class action against them Id love the chance to run this company out. I sent it to SPS and they told me that they never received the money. This attorney was supposed to help me get a loan modification for me but all he did was delayed my payments fir two years, then he said I could file for chapter 13 bankruptcy modification so I got in touch with another attorney who helped me get the chapter 13 bankruptcy to save my home but select profolio refused to give me a modification on my property. Defendant Select Portfolio Servicing, Inc., the company that serviced Plaintiffs' mortgage loans . Later my mortgage was transferred to SPS and I have had hell every since. Wow. Years ago, they got us Homeowners Insurance which was Over$2,200 for the year, which I just recently found out after the Insurance Company dropped us, saying they were informed we did not live here. Bank of America never took over the house and sold the loan to SPS. I signed up for the HARP program which gave we a 2% interest rate. My loan was transferred to SPS and it is current! They have also upped my escrow account even though my insurance rates and taxes have not gone up. This field is for validation purposes and should be left unchanged. Dentons Offices Hello I am in the same boat same story.. Unbelievable. I asked for bills or invoices for the attorney and drive-by fees, but they refuse to send me anything. I want to get away from this company but they wont allow me to refinance with anyone else. It is unbelievable and very stressful to deal with this company. add me please.these jerks keep saying my 2019 taxes arent paid, i have sent them proof 3 times & so has my city/county office, & they still insist they are not paid & raised my mortgage!! I about lost it on them. I had an electrical fire in 2011 (I think) and again no problems with Bank of America filing a claim. v. Select Portfolio Servicing Inc., et al., Case No. This company is a disgrace tio have a legal right to do business in the USA. I am dealing with that now. SPS Acct 0015160716 Relationship Y. Matguez As of today (9/15/2018) the Deed of the house is still in my name. That lawsuit alleged that Select Portfolio Servicing received illegal kickbacks from the insurance company it used when the debt collector had to obtain insurance on a debtors property. We just refinanced our loan to get out of their deceptive actions. the content you have visited before, Advertising: Gather personally identifiable information such as name and location, Advertising: Use information for tailored advertising with third parties, Advertising: Allow you to connect to social sites, Advertising: Identify device you are using. Were you able to complete the first 3 payments, and later defaulted, and may have or you are about to lose your home now? Did SPS mailed you a letter or told you over the phone that they had not received the document(s) to complete your application? As for myself, they should be shot down once and for all, they are endangering our Country, they are threat to our Democracy and our Constitution, as they demoralize homeowners, families, our Courts and Judges. Please let me know if I can join the lawsuit. The Judge overseeing this case is James Lawrence King. SPS sluffed this off as so what!